How You Can Prepare for a Home Adjuster's Visit
How To Prepare For A Visit From A Home Adjuster
If you've just sustained water damage to your property, make sure to call your insurance company right away so you can begin the claims process as soon as possible. Soon after the initial call, they'll send out a home adjuster to assess the damage and file a report. Though he or she will be the one to make the official report, there are things you can do that will help move the process along faster. Here's how you can prepare ahead of time to make that happen.
Document the Damage
You know your home better than anyone, so you are not likely to miss anything that's been damaged, no matter how small. Take a detailed inventory of what's been damaged and lost — in writing, in photos and on video, if possible. You can ask the adjuster to include them in the report alongside his or her findings.
Clear a Path
Clear the way for the home adjuster to move freely around your property, so nothing will be missed. If you have to move the debris to do that, make sure you don't remove it entirely. The insurance claim needs as much evidence as possible included so that you receive the proper coverage and reimbursement.
Prevent Further Damage
Contact a water damage remediation service in San Antonio, TX, to begin drying everything out and keep further damage at bay. The team will also help you itemize and categorize the damages and losses you incurred.
Know Your Policy
Before the adjuster arrives, review your policy with your agent. You should know what is and isn't covered, the limits of your policy and when to expect reimbursement so you can start making arrangements for repairs and replacements.
When the worst happens and your home sustains serious water damage, it's nice to know you have qualified professionals in your corner. Your insurance company and the home adjuster will work with you to make sure you get the help you need and get back on your feet as soon as possible.